Short Hills, Maplewood South Orange real estate and homes for sale in New Jersey - Diane Newman, REALTOR® Diane Newman REALTOR(r) for Short Hills, Maplewood South Orange, , New Jersey real estate - NUMBER1EXPERT™ Diane Newman NUMBER1EXPERT(tm) for Short Hills, Maplewood South Orange, , New Jersey real estate
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Diane Newman, REALTORŪ, real estate agent and broker for Short Hills, Maplewood South Orange,  New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 973-376-4612.


Buyers Want Your Home for as Little as Possible.
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"Diane made our real estate experience special"
"You made our move a happy and successful one!"
The Turner family
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Compare three mortgages at one time. Download TripleCalc now. It's free.

Real Estate - Homes - NUMBER1EXPERTS Sell More!
Diane Newman is one of The Top Selling Real Estate Experts™
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Resources: Short Hills, Maplewood South Orange,  New Jersey home buying, real estate listings, and homes for sale in Essex County,
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Special Offers: Special offers for Short Hills, Maplewood South Orange, homeowners from Diane Newman, top Realtor
Affiliates: Diane Newman's real estate web site affiliates
eNewsletter: Diane Newman's Short Hills, Maplewood South Orange, newsletter email will send you the latest real estate information
Today's Real Estate News: Daily real estate news for this neighborhood, New Jersey, and United States
Market Conditions Report: Market conditions report for this area, New Jersey, and United States
Monthly Payments & Schedule: Monthly loan payments java mortgage calculator
How Much Can You Afford?: Calculate how much home you can afford with this financial calculator
Determine Tax Savings: Calculate how much your monthly Short Hills, Maplewood South Orange, New Jersey mortgage payments save you on your taxes because of loan interest
Should You Rent or Buy?: Is it better to rent a home in New Jersey or buy your own Short Hills, Maplewood South Orange, house, ranch, luxury property, condominium, acreage, or other real estate?
Adjustable Rate Mortgages: Adjustable rate Short Hills, Maplewood South Orange, mortgages information and interest rate java calculator
What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage.
Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.
15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.
How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out.
What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.
Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment.
TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other New Jersey real estate
Top National Real Estate Web Sites: Real Estate Web Sites that include some unique sources of realty information, listings, and more
Ask Anything: Ask Diane Newman anything real estate
NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale
Real Estate Tips: Diane Newman's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers
Real Estate Trivia: Diane Newman's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more
Real Estate Dictionary: Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Short Hills, Maplewood South Orange, property in New Jersey, including legal terms definitions, and more

 

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Real Estate Tips
Financing Your Home >Home Buyers Education

As the number of mortgage lenders increases, competition forces lenders to get more creative in finding ways to lend people money. This often takes the form of giving homebuyers a "break" in the down payment. The downside of this approach is that statistically, the smaller the down payment, the more likely the borrower will default. Lenders have put together an education program to prevent delinquencies, which fills a much-needed gap in the increasingly complex world of home finance.

Home buyer education classes focus on a variety of money management topics, including all the costs connected with obtaining and owning a home. One lender got together with FANNIE MAE (a government-sponsored loan guarantor) to launch a 3 percent down payment loan which requires participation in this education course. Other lenders have shown a decline in the default rate with five percent loans that are associated with similar education courses.

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Real Estate Trivia
Q 
Which islands are considered the largest islands in the US?

A 
The Hawaiian Islands with 10,456 square miles are followed by Kodiak Island in Alaska at 9,510 square miles.
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Diane Newman, REALTORŪ, real estate agent and broker for Short Hills, Maplewood South Orange,  New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Diane Newman
Burgdorff Realtors ERA

545 Millburn Ave
Short Hills , NJ 07078
Direct Line: 973 376-4612
Office Phone: 973 376-5200
Cellular: 201 618-9292
Office Fax: 973 376-7092
dianenewman@NUMBER1EXPERT.com

Diane Newman's business philosophy is to go the extra mile and to make the process of buying or selling a home as stress free as possible. She goes beyond what people expect as normal service. Sharing and educating her clients is the best way to allow them to make intelligent decisions that will result in a successful transaction. Her high energy level, persistence in meeting the clients' needs and past experience result in the highest level of service. A real estate professional for 20 years, Diane has assisted in transactions totaling more than $150 million. She has been a member of the New Jersey Million Dollar Sales Club since 1986, achieving Gold Level status in 1995, 1998 and 1999, Silver Level 1986-1993, 1996-1997, 2000, 2002, and Bronze Level 1993, 2001. She was awarded the Distinguished Sales Club Award from the New Jersey Association of Realtors. Joining Burgdorff late in 2001, she was ranked in the top 5% of the company, and is a member of the President's Elite for the past two years. She has also been a member of the President's Club with her prior association for the last ten years.

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Burgdorff Realtors ERA real estate and homes for sale in Short Hills, Maplewood South Orange,  New Jersey

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